33 Questions to 2 Millionaires (Millionaire Secrets)


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The Typical Journey

Miller "Bubba" Richards, age fifty, is the proprietor of a mobile-home dealership. But "Bubba" is a PAW. His counterpart is James H. Ford II. Ford, age fifty-one, is an attorney. What is Mr. Ford's actual net worth? His expected level of wealth? Ford, by our definition, is an under accumulator of wealth.


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Ford spent seven years in college. How can he possibly have less wealth than a mobile-home dealer? In fact, Mr. Richards has nearly five times the net worth of Mr. Clearly, Mr. Ford, the attorney, must spend significantly more of his household's income to maintain and display his family's higher upper-middle-class lifestyle. What make of motor vehicle is congruent with the status of an attorney?

Foreign luxury, no doubt. Who needs to wear a different high-quality suit to work each day? Who needs to join one or more country clubs?

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Who needs expensive Tiffany silverware and serving trays? UAWs tend to live above their means; they emphasize consumption.

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And they tend to de-emphasize many of the key factors that underlie wealth building. Most of America's millionaires are first-generation rich. How is it possible for people from modest backgrounds to become millionaires in one generation? Why is it that so many people with similar socioeconomic backgrounds never accumulate even modest amounts of wealth? Most people who become millionaires have confidence in their own abilities. They do not spend time worrying about whether or not their parents were wealthy. They do not believe that one must be born wealthy.

Conversely, people of modest backgrounds who believe that only the wealthy produce millionaires are predetermined to remain non-affluent.

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Have you always thought that most millionaires are born with silver spoons in their mouths? America continues to hold great prospects for those who wish to accumulate wealth in one generation. In fact, America has always been a land of opportunity for those who believe in the fluid nature of our nation's social system and economy.


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  5. More than one hundred years ago the same was true. He reports that 84 percent "were nouveau riche, having reached the top without the benefit of inherited wealth. Just before the American Revolution, most of this nation's wealth was held by landowners. More than half the land was owned by people who either were born in England or were born in America of English parents.

    Is more than half of this nation's wealth now of English origin? One of the major myths concerning wealth in this country relates to ethnic origin. Too many people think that America's affluent population is composed predominantly of direct descendants of the Mayflower voyagers. Let's examine this assumption objectively. What if "country of origin" were the major factor in explaining variation in wealth? We would expect that more than half of America's millionaire population would be of English ancestry.

    This is not the case see Table The results may surprise you. Those designating "English" as their ethnic origin accounted for People of English origin account for Thus, American millionaires of English origin are more prevalent than expected, given their numbers in the entire U. In other words, this group has a millionaire concentration ratio of 2. And yet, what percentage of the English ancestry group in America is in the millionaire category? Would you expect the English group to rank first? In fact, it ranks fourth. According to our research, 7. Three other ancestry groups have significantly higher concentrations of millionaires.

    How can it be possible that the English ancestry group does not have the highest concentration of millionaire households? After all, they were among the first Europeans to arrive in the New World. They were on the ground floor to take economic advantage in this land of opportunity. In Colonial America, more than two-thirds of households were headed by a self-employed person.

    In America, the achievements of the current generation are more a factor in explaining wealth accumulation than what has taken place in the past. Again, most American millionaires today about 80 percent are first-generation rich. Typically, the fortunes built by these people will be completely dissipated by the second or third generation.

    The American economy is a fluid one. There are many people today who are on their way to becoming wealthy.

    33 Questions to 2 Millionaires (Millionaire Secrets)

    And there are many others who are spending their way out of the affluent category. The Russian ancestry group ranks first, the Scottish ranks second, and the Hungarian ranks third. Although the Russian ancestry group accounts for only about 1. This is in sharp contrast to the English ancestry group, in which only 7. How much wealth does this Russian American millionaire group have in total? How can one explain the economic productivity of Russian Americans?

    In general, most American millionaires are manager-owners of businesses. Russians in disproportionate numbers are manager-owners of businesses. Further, this entrepreneurial spirit seems to translate from one generation of Russians to the next. The Hungarian ancestry group also is entrepreneurially inclined. This group accounts for only 0. Yet it makes up 2 percent of the millionaire households.

    33 Questions to 2 Millionaires (Millionaire Secrets) 33 Questions to 2 Millionaires (Millionaire Secrets)
    33 Questions to 2 Millionaires (Millionaire Secrets) 33 Questions to 2 Millionaires (Millionaire Secrets)
    33 Questions to 2 Millionaires (Millionaire Secrets) 33 Questions to 2 Millionaires (Millionaire Secrets)
    33 Questions to 2 Millionaires (Millionaire Secrets) 33 Questions to 2 Millionaires (Millionaire Secrets)
    33 Questions to 2 Millionaires (Millionaire Secrets) 33 Questions to 2 Millionaires (Millionaire Secrets)
    33 Questions to 2 Millionaires (Millionaire Secrets) 33 Questions to 2 Millionaires (Millionaire Secrets)
    33 Questions to 2 Millionaires (Millionaire Secrets) 33 Questions to 2 Millionaires (Millionaire Secrets)
    33 Questions to 2 Millionaires (Millionaire Secrets) 33 Questions to 2 Millionaires (Millionaire Secrets)

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